About Us
Tina Sanders Mortgages is an NMLS-licensed brokerage built for the people the big banks too often overlook — the self-employed, the newcomer, the family on a tight closing date, and the homeowner who just needs someone to pick up. We shop 200+ lenders so you don’t have to chase a single one
Hi, I'm Tina
I’ve spent 20 years helping Orange County families finance the homes they actually want to live in — not just the loans that were easy to sell. I grew up here. I know the difference between a Mission Viejo school district question and a Newport Coast jumbo question, and I treat every client like a neighbor, because most of you are.
Mortgages don’t have to be confusing or stressful. My whole job is to make sure you understand every number, feel calm at every step, and close on time.
Established Since
2003
Why Choose Tina Sanders
Approvals up to $2.5M
From first homes to multi-property portfolios, we structure financing for files of every size.
Free and transparent
Our advice costs you nothing on most residential deals — we’re compensated by the lender, and we tell you exactly how, up front.
5-star rated by GTA families
Most of our business comes from referrals — clients who came back, and sent their friends.
How We Work
Three Simple Steps
We built a brokerage to be the answer to “no.” Today we have access to more than 200 lenders — major banks, monoline lenders, credit unions, and alternative lenders — and we put them in competition for your business every single day.
Tell us your story
A quick call or online application. We learn your goals, your income, and your timeline — no judgment, no jargon.
We find your approval
We shop 200+ lenders, structure your file to its strongest angle, and bring you the best offers to compare side by side.
You move in
We handle the paperwork and coordinate with your lawyer and lender right through to closing — and we stay your broker for every renewal after.
Licensing & Trust
Tina Marie Sanders (NMLS #2271246), also known as Tina Marie Hickoff, is a licensed Mortgage Loan Originator authorized to operate under a licensed mortgage brokerage. She is actively licensed under the California Department of Financial Protection and Innovation (DFPI) and the State of Florida as a Mortgage Loan Originator.