Your Trusted Orange County Loan Officer

Local expertise, straight answers, and a team that actually picks up the phone. From Irvine to San Clemente, I help OC families buy, refinance, and move up with confidence.

Hi, I'm Tina

I’ve spent 20 years helping Orange County families finance the homes they actually want to live in — not just the loans that were easy to sell. I grew up here. I know the difference between a Mission Viejo school district question and a Newport Coast jumbo question, and I treat every client like a neighbor, because most of you are.

Mortgages don’t have to be confusing or stressful. My whole job is to make sure you understand every number, feel calm at every step, and close on time.

Why Choose Us

Our Mission

We believe that securing a mortgage should be straight forward and accessible for everyone. Thats why we use cutting-edge technology and expert insights to empower you with the best
financing solutions.

Mortgage Solutions

We offer a wide range of mortgage products to meet your unique needs and financial goals.

 

FIRST-TIME BUYER

No dumb questions. No assumptions. Just a patient guide who explains everything before you sign anything.

DSCR

From your first rental to a growing portfolio, I'll structure financing that pencils out.

BUY A HOME

A pre-approval that makes sellers take you seriously and a guide who makes the whole thing make sense.

REFINANCE

Lower your rate, cut your payment, ditch PMI, or put your equity to work if the math is in your favor, I'll show you exactly how much.

JUMBO & HIGH-BALANCE

OC home prices push a lot of buyers past standard limits. I specialize in the loans that make those homes possible.

HELOC

Your home may be worth more than you think. A HELOC lets you access your home equity without selling.

Featured Mortgage Offers Today

Have questions or need assistance? Contact us for all kinds of information about mortgages

Additional Assistance

Need guidance? Our mortgage specialists are here to help!

How It Works

We believe that finding the right mortgage should be simple, transparent, and stress-free. Whether youre a first-time home buyer, a seasoned homeowner, or looking to refinance, were here to help you navigate the complex world of mortgages with confidence.

Step 1: Apply in minutes

Need guidance? Our mortgage specialists are here to help!

Step 2: We find your approval

Select the mortgage option that fits your financial needs.

Step 3: Move in.

Complete a simple online application with your chosen lender.

Use our Mortgage Calculator to estimate your monthly mortgage payments based on loan amount, interest rate, and loan term. Get insights into your total interest paid and an amortization breakdown to make informed financial decisions.

Find Your Best Mortgage Offer

home loan calculator

Frequently Asked Questions

Contact Us Today! We’re happy to help you with all your real estate needs.

Does the first call cost anything?

No — it’s free and there’s no obligation.

No. An initial conversation involves no credit pull. Any credit check happens only later, with your explicit permission.

Yes — that’s often the best time. I’ll help you build a plan to be ready and buy stronger.

OC is my home base and specialty, but I serve most of Southern California.

Often within the same week once I have your documents.

Featured News And Insights

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Learn how to create a welcoming space that makes a lasting impression and helps maximize your home’s selling potential.

Mon-Fri (8am - 6pm)

Sat-Sun (10am - 2pm)

Contact us

tinamarierealestate@gmail.com

(24 hours/7 days)

+1 (416) 305-5200

NMLS# 2271246

3750 S Susan Street Santa Ana California 92704

Not sure where to start? Talk to Tina Sanders — no obligation.

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