In today’s competitive real estate market, a strong pre-approval is your competitive edge. Tina gets you fully reviewed up front so your offer stands out and your closing doesn’t fall apart. From the first conversation to the keys, you’ll always know exactly where you stand.
Full payment breakdown: principal, interest, taxes, insurance, HOA
A clear breakdown of your real monthly payment (principal, interest, taxes, insurance, HOA)
Loan-program matching: Conventional, FHA, VA, high-balance, jumbo. Or, NQM financing, outside the traditional income documentation required
Competitive offer strategy for markets: rate locks, contingencies, timing
Who it’s for: Anyone buying a home who wants to move fast and understand every number.
If your reported income supports it, we’ll place you with a major bank or monoline at the most competitive rates — often using a two-year average of your business income.
For strong businesses that show modest taxable income, we use lenders who assess your real cash flow through bank statements, contracts, and financials rather than a single line on your tax return
New to self-employment, in a turnaround year, or rebuilding credit? We have lenders who look at the whole picture and offer a clear path back to A-lending.
YES! We use lenders and programs designed for exactly this — assessing your business’s real cash flow rather than only your taxable income.
We have programs that allow 1 year self-employed with loan terms gettin better the more length of time in business
Not necessarily. If your documented income qualifies you with an A-lender, you get the same competitive rates. Where alternative lending is needed, we map a plan to move you to prime pricing at renewal.
